Terms of Use

Acceptance of Terms

By accessing or using the Cheap Auto Insurance website (the “Site”), you agree to be bound by these Terms of Use (the “Terms”). If you do not agree with these Terms, please do not use or access the Site.

Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any manner that violates any applicable federal, provincial, territorial, local or international law or regulation.
• To engage in any activity that restricts or interferes with another person’s use or enjoyment of the Site or that may harm Cheap Auto Insurance, our users or third parties.
• To transmit or distribute unsolicited advertising, promotional materials, spam, chain letters or similar communications.
• To attempt to gain unauthorized access to the Site, its systems, servers or related services.
• To use the Site in a manner that could damage, disable, overburden or impair its operation.

Insurance Information and Quotes

Information provided through this Site is intended for general informational purposes and does not constitute a binding insurance contract, guarantee of coverage or confirmation that insurance will be available to you.

Insurance quotes, rates, coverage options and eligibility may vary based on individual circumstances, location, vehicle, driving history, claims history, insurance requirements and other applicable factors.

A quote displayed or provided through the Site is subject to verification, underwriting requirements, insurer approval and the applicable policy terms and conditions.

No insurance coverage is effective until the required application and acceptance process has been completed and coverage has been confirmed by the applicable insurance provider or authorized representative.

Intellectual Property Rights

The content available on the Site, including but not limited to text, graphics, logos, photographs, images, designs, videos, software and other materials, is owned by or licensed to Cheap Auto Insurance and is protected by applicable copyright, trademark and other intellectual property laws.

You may access and use the Site for your personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, publish, sell or otherwise exploit any Site content without our prior written permission, except where permitted by applicable law.

Links to Third-Party Websites

The Site may contain links to websites, services or resources operated by third parties.

These links are provided for convenience only and do not necessarily constitute an endorsement, recommendation or approval of those third-party websites or services.

Cheap Auto Insurance does not control and is not responsible for the content, privacy practices, availability, security or policies of third-party websites. Your use of third-party websites is subject to their respective terms and policies.

Disclaimer of Warranties

The Site and its content are provided on an “as is” and “as available” basis, to the extent permitted by applicable law.

Cheap Auto Insurance does not guarantee that:

• The Site will always be available or uninterrupted;
• The information on the Site will always be complete, accurate or current;
• Any errors or defects will be corrected;
• The Site or its servers will always be free from viruses or other harmful components.

We make no warranties, express or implied, except where such warranties cannot legally be excluded under applicable law.

Limitation of Liability

To the maximum extent permitted by applicable law, Cheap Auto Insurance and its affiliates, employees, agents, representatives, service providers and licensors will not be responsible for any direct, indirect, incidental, consequential, special or punitive damages arising from or related to your use of, or inability to use, the Site or its content.

Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable Canadian law.

Privacy

Your use of the Site may involve the collection and use of personal information.

Please review our Privacy Policy to understand how Cheap Auto Insurance collects, uses, discloses and protects personal information.

Governing Law and Jurisdiction

These Terms and your use of the Site will be governed by the applicable laws of the Province of [Ontario / Applicable Province] and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms or your use of the Site will be subject to the jurisdiction of the courts located in [City, Province, Canada], unless otherwise required by applicable law.

Changes to These Terms

Cheap Auto Insurance reserves the right to modify or update these Terms of Use from time to time to reflect changes in our website, services, business practices or applicable legal and regulatory requirements.

Any updated Terms will be posted on this page with a revised “Last Updated” date.

Your continued use of the Site after updated Terms have been posted constitutes your acceptance of the revised Terms, to the extent permitted by applicable law.